Built on Cobraste’s proven technology platform, Tío Juan helps employees reduce stress, gain confidence, and achieve financial freedom.
Cobraste pioneered earned wage access across Latin America. Now, we’re taking the next step: combining real income data, transactions, budget info and goals into an AFI mentor that helps every worker, regardless of financial status.
Happier, more financially secure employees mean higher retention, stronger productivity, and a healthier workplace.
Tío Juan is available to all Cobraste account holders. No additional downloads or setup required, just open the app and say, “Hola, Tío Juan.”
Employees can add their goals, budget, and transaction details for further customization.
Tío Juan delivers real, personalized financial guidance in Spanish or English.
Empowering employees to make smarter financial decisions, reducing stress-related absenteeism and increasing motivation.
Workers build financial habits that stick, improving long-term stability.
AFI offers personalized financial advice, scaled across your workforce, seamlessly and at no additional cost.
Imagine María, a supermarket cashier in San Juan, sets a car savings goal with Tío Juan.
She receives a budget plan based on her actual wages and expenses, helping her avoid financial pitfalls.
María is more focused and engaged at work because she feels in control of her money.
